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When Should You Call a Divorce Lawyer?

Fri, 09 Oct 2026 22:31:43 GMT

Deciding to end a marriage can be one of the most challenging choices a person or couple faces. It is a transition filled with intense emotions, high expectations, and practical considerations. Knowing when to reach out to legal professionals can bring much-needed clarity during this stressful process. Working with knowledgeable legal representatives ensures that your rights remain protected while you navigate complex choices. By preparing carefully and understanding each phase, spouses can move forward toward an outcome that respects everyone's emotional and financial future. This guide outlines key indicators that signal it is time to seek supportive legal guidance.

Recognizing Persistent Breakdown in Communication

One of the earliest signs of deep marital distress is a persistent shutdown in communication. Couples often find themselves avoiding important discussions or resorting to extended periods of silence. This pattern prevents mutual understanding and leaves core disputes unresolved over time. When everyday conversations shift from meaningful dialogue to purely transactional interactions, emotional connection fades rapidly. Recognizing these negative patterns allows individuals to seek proactive legal guidance to explore their long-term options.

While counseling can sometimes reopen lines of dialogue, some relationships reach a point where communication cannot be repaired. When constructive conversation becomes impossible, speaking with a divorce lawyer provides necessary guidance on how to move forward. Professional legal support helps you evaluate your situation objectively without getting overwhelmed by conflict. Understanding that a relationship has reached its limit allows you to make informed decisions for your emotional well-being.

Addressing Infidelity and Protecting Your Rights

Repeated infidelity creates a severe breach of confidence that standard relationship counseling often cannot fix. Discovering unfaithfulness brings immense emotional distress, leaving partners feeling uncertain about their future stability. Trust forms the foundation of any healthy partnership, and once it is repeatedly broken, moving forward together becomes exceptionally difficult. Seeking clear legal counsel during these moments helps individuals safeguard their interests and gain control over their legal standing.

Legal advice clarifies how marital misconduct may influence key aspects of a separation, including asset division and parental arrangements. Gaining insight into statutory protections early on alleviates anxiety about unknown legal proceedings. Knowledgeable legal guidance empowers individuals to align their next steps with their long-term personal values. Taking proactive steps ensures that you enter negotiations with clear expectations and full legal protection.

Navigating Ongoing Financial Conflicts

Financial disagreements are among the most common causes of marital strain. Disagreements regarding spending habits, debt accumulation, or long-term savings goals frequently lead to significant resentment between partners. According to Divorce.com, nearly 45% of marriages in the US end in divorce, with financial disputes being a major factor in marital breakdown. When monetary friction creates an unstable home environment, seeking formal legal counsel helps clarify rights and financial obligations.

Evaluating financial independence is essential when considering a permanent separation. Consulting a divorce lawyer helps you establish a clear inventory of assets, marital debts, and prospective support options. Professional guidance ensures that all financial discussions remain focused on equitable outcomes rather than emotional disputes. Securing legal clarity early allows both parties to prepare effectively for post-marital financial stability.

Ensuring Safety and Securing Protective Support

Emotional or physical abuse within a relationship requires immediate external intervention to protect safety and personal well-being. Abuse represents a complete violation of personal security, whether it manifests as ongoing psychological manipulation or physical conflict. Recognizing these harmful behaviors is the first critical step toward establishing safety and independence. Legal professionals play a vital role in helping individuals navigate emergency protective measures and safe exit strategies.

Contacting an experienced attorney provides direct access to legal protections, including restraining orders and temporary custody arrangements. Legal advisors assist in documenting evidence properly to present a strong case during proceedings. Establishing a comprehensive safety plan alongside dedicated legal support ensures that your physical and emotional health remains the primary focus. With proper legal backing, individuals can safely transition out of harmful environments.

Handling Divergent Goals and Amicable Transitions

Over time, spouses may develop vastly different personal, career, or lifestyle goals that pull them in separate directions. Realizing that your long-term ambitions no longer align does not mean personal failure, but rather reflects evolving life paths. When life goals become fundamentally incompatible, open discussions may reveal that continuing the marriage is no longer viable. Engaging a legal advisor allows couples to structure an amicable separation that respects both parties' future plans.

A structured, strategically planned separation allows individuals to pursue their individual goals without unnecessary financial or emotional strain. Speaking with a divorce lawyer ensures that all separation agreements are clearly defined and legally binding. Legal guidance prevents misunderstandings and simplifies the transition toward independent living. Professional oversight allows both individuals to move forward with confidence and clarity.

Understanding Property Division and Asset Valuation

Navigating property division laws is a vital part of any formal marital dissolution. Differentiating between separate property and marital assets requires careful analysis of financial records, property deeds, and account statements. State laws dictate whether property is subject to equitable distribution or community property rules, directly affecting settlement outcomes. Obtaining clear legal representation ensures that all shared assets, pensions, and real estate are properly evaluated and fairly divided.

Legal representatives excel at compiling detailed asset inventories and identifying potential hidden liabilities. Their thorough approach prevents costly oversights and ensures that settlement negotiations remain grounded in accurate facts. Having a skilled advocate in your corner protects your financial rights throughout the negotiation process. Proper legal oversight offers peace of mind as you work toward securing a stable financial future.

Resolving Child Custody and Parenting Arrangements

Determining child custody arrangements is often the most sensitive aspect of ending a marriage. Courts consistently prioritize the best interests of the child, considering factors like parental stability, home environment, and emotional bonds. Parents must navigate these complex legal standards while working toward arrangements that support their children's ongoing well-being. Partnering with a divorce lawyer ensures that parental rights are strongly represented during custody negotiations.

Whether establishing joint custody agreements or pursuing full physical custody, legal professionals help draft clear parenting plans. These agreements outline decision-making responsibilities, visitation schedules, and holiday rotations to minimize future disputes. Having structured legal guidance reduces conflict and fosters a supportive environment for the children involved. Dedicated legal support helps parents secure outcomes that protect their family's long-term interests.

Managing Alimony and Support Calculations

Spousal support, or alimony, helps maintain financial equity between parties after a marriage ends. Determining eligibility and payment amounts depends on factors such as marriage duration, earning capacity, and financial contributions made during the relationship. Navigating state guidelines requires precise documentation and thorough financial presentation. Engaging a divorce lawyer ensures that support requests or obligations are calculated accurately and fairly under state law.

Proper legal representation helps structure support terms that account for future contingencies, such as career shifts or retirement. Having an attorney handle negotiations prevents unfair financial burdens and resolves support matters efficiently. Legal support provides the reassurance needed to manage complex financial negotiations with confidence. Clear agreements protect your financial health and independence long after proceedings conclude.

Choosing Between Uncontested and Contested Proceedings

Understanding the distinction between uncontested and contested proceedings helps couples choose the right procedural path. An uncontested proceeding occurs when both spouses agree on key terms like property division, custody, and support, leading to a faster and lower-cost resolution. Conversely, contested cases require formal litigation when parties cannot reach an agreement on core issues. Consulting a divorce lawyer helps determine which approach aligns best with your specific circumstances.

Attorneys provide essential negotiation, mediation, and representation services tailored to your specific case structure. They ensure that all filed court documents comply fully with local procedural requirements and statutory mandates. Having professional legal direction streamlines the court process and reduces unnecessary conflict. Reliable guidance ensures that your legal strategy effectively protects your rights regardless of the complexity involved.

Legal representatives explain how each option impacts tax obligations, property rights, and future estate planning. Their guidance ensures that any separation agreement clearly outlines rights and duties to avoid future ambiguity. With professional advice, couples can make well-informed choices that align with their personal values and financial needs. If you are considering your legal options, reach out to the Law Office of Christine D. Patterson.

How Family Attorneys Help Reduce Stress and Conflict

Wed, 12 Aug 2026 11:21:33 GMT

Family legal disputes present unique challenges, balancing strict statutory requirements with deeply personal emotional dynamics. Whether facing a divorce, navigating child custody arrangements, or drafting protective prenuptial agreements, having experienced legal counsel is essential to safeguarding your rights and maintaining personal stability. Certified family attorneys serve as objective advocates, helping individuals navigate complex court systems, reduce interpersonal conflict, and achieve fair, legally binding resolutions that protect their long-term interests.

Alleviating Domestic Disputes

Navigating complex domestic issues requires a balance of legal precision and emotional awareness. When personal relationships overlap with statutory regulations, certified family attorneys step in to offer structured guidance and mitigate interpersonal friction. Working with qualified practitioners ensures that property division, child support, and parental rights are handled through objective, legally sound procedures that protect long-term family stability.

Defining Family Law

Navigating Statutory Relationships

Domestic law addresses critical legal issues within familial relationships, including marriage dissolution, parental rights, and guardianship. Because personal dynamics vary significantly, statutes are designed to provide adaptable frameworks for diverse household structures. Specialized family attorneys leverage these regulations to protect their clients' legal rights while guiding them through complex procedural transitions.

Managing Emotional Complexities

Resolving domestic disputes requires a deep understanding of statutory requirements and interpersonal dynamics. Legal professionals must balance strict procedural compliance with genuine empathy for their clients' circumstances. According to Clio, out of the 66 million cases taken care of by state courts each year, almost 3.8 million are family law cases. Scientific research demonstrates that early legal intervention combined with structured mediation is essential for preserving family stability and can significantly reduce the long-term stress associated with contentious custody disputes.

Providing Informed Guidance

Staying current with statutory updates and court precedents allows practitioners to offer precise legal counsel. Experienced family attorneys educate clients on their rights, outlining clear options to simplify decision-making. Informed counsel empowers individuals to approach sensitive legal choices with confidence and long-term clarity.

Defining Practice Scopes

Outlining Core Services

The practice of domestic law encompasses divorce proceedings, custody arrangements, and spousal support negotiations. Practitioners guide clients through every stage of the process, ensuring that final agreements reflect their long-term interests. Tailoring strategies to the specifics of each case minimizes unnecessary delays and reduces conflict.

Advocating Through Representation

Attorneys handle negotiations, draft binding agreements, and represent clients in court when necessary. Taking a proactive approach streamlines court filings and limits administrative burdens for families. Efficient representation saves valuable time while protecting the financial and emotional well-being of all parties involved.

Resolving Financial Arrangements

Managing complex asset division and support calculations requires attention to detail and strict adherence to state standards. Comprehensive financial planning helps prevent future disputes regarding property or support obligations. Thorough documentation ensures equitable outcomes that support long-term household stability.

Establishing Core Responsibilities

Protecting Client Rights

Protecting client interests throughout legal proceedings is a fundamental obligation for legal professionals. Practitioners offer objective advice while remaining mindful of how proceedings affect household dynamics. Clear communication and strategic representation ensure that every decision serves the client's best interests.

Drafting Binding Agreements

Drafting detailed legal documents clearly outlines parental responsibilities, support obligations, and property division. Precise phrasing prevents ambiguities that could lead to future court battles. Data published by the American Academy of Matrimonial Lawyers shows that utilizing structured mediation and detailed parenting plans leads to significantly higher compliance rates and fewer post-decree modifications over time.

Negotiating Amicable Settlements

Effective negotiation helps resolve disputes outside the courtroom, avoiding lengthier litigation. Skilled family attorneys work to secure fair agreements through compromise and structured dialogue. Reaching consensus outside of court minimizes emotional strain and fosters healthier post-settlement relationships.

Distinguishing Domestic Practice

Balancing Law and Empathy

Domestic law differs from other legal fields due to its focus on interpersonal relationships and emotional dynamics. Practitioners must combine technical knowledge with strong interpersonal skills to handle sensitive personal matters. This balanced approach helps clients navigate legal hurdles while managing emotional stress.

Serving Dual Roles

Managing domestic cases requires practitioners to act as both legal advocates and objective advisors. Prolonged client interactions require a personal, supportive approach that goes beyond standard transactional services. Balancing empathy with legal precision allows professionals to guide clients through challenging life transitions effectively.

Prioritizing Collaborative Outcomes

Unlike adversarial fields that focus on win-lose outcomes, domestic practice prioritizes mutually beneficial agreements. Reaching fair settlements through collaboration creates sustainable solutions for both parties. This cooperative approach helps families build stable, peaceful foundations for the future.

Timing Legal Consultations

Seeking Early Advice

Consulting a practitioner early in a dispute helps establish a clear strategy and protects individual rights. Timely legal guidance prevents minor disagreements from escalating into costly courtroom battles. Proactive planning ensures that all legal actions align with statutory guidelines from the start.

Resolving Custody Issues

Navigating divorce or custody negotiations requires a clear understanding of parental rights and legal obligations. Objective intermediaries facilitate productive discussions that keep the best interests of children at the center of negotiations. Professional representation ensures that final custody agreements are equitable and enforceable.

Drafting Preventive Agreements

Drafting prenuptial or cohabitation agreements provides clear guidelines for financial assets and individual responsibilities. Establishing terms early reduces uncertainty and protects personal assets in the future. Preventive planning helps couples establish clear expectations and avoid potential legal conflict.

Delivering Objective Counsel

Maintaining Professional Detachment

An objective perspective is essential when resolving highly emotional domestic disputes. Detaching from personal grievances allows practitioners to focus on relevant facts, statutory guidelines, and long-term consequences. Clear, unbiased advice helps clients make rational choices during challenging times.

Applying Legal Expertise

Years of specialized experience allow practitioners to anticipate procedural challenges and address them proactively. Experienced family attorneys tailor their approaches to match the unique needs of each case, ensuring compliance with local court rules. Thorough preparation increases the likelihood of achieving favorable, lasting outcomes.

Accessing Professional Resources

Clients benefit from access to a broad network of professionals, including financial analysts, child specialists, and counselors. Connecting clients with these experts ensures that every aspect of a case receives proper attention. A comprehensive approach addresses legal requirements while supporting overall personal well-being.

Resolving Disputes Through Mediation

Facilitating Constructive Mediation

Mediation offers a collaborative environment where parties can negotiate fair solutions outside of court. Practitioners guide clients through this process, helping them protect their rights while pursuing compromise. Reaching agreement through mediation saves time, lowers costs, and reduces conflict.

Employing Strategic Negotiation

Strategic negotiation techniques defuse tension and help parties focus on shared priorities. Emphasizing constructive dialogue allows practitioners to resolve complex disagreements efficiently. Fostering mutual understanding leads to stable agreements that respect both parties' needs.

Breaking Negotiation Deadlocks

When negotiations stall, experienced practitioners employ creative problem-solving methods to break through impasses. Exploring alternative options helps parties overcome obstacles and resume productive discussions. Skilled guidance prevents minor deadlocks from derailing the settlement process.

Securing sound legal representation during domestic disputes is one of the most effective ways to protect your emotional well-being, financial assets, and parental rights. By relying on strategic negotiation, clear documentation, and objective counsel, families can move through challenging transitions with minimal friction and maximum clarity. Partnering with a dedicated legal professional ensures that your agreements remain resilient, enforceable, and tailored to your household's unique future. For compassionate guidance, strategic advocacy, and experienced representation in all domestic matters, reach out to the Law Office of Christine D. Patterson.

How to Find a Reliable Family Attorney

Tue, 24 Mar 2026 19:33:07 GMT

When it comes to dealing with sensitive family matters such as divorce, child custody, or estate planning, finding a reliable family attorney is crucial. The right attorney can provide the support and guidance needed to navigate the complexities of family law. However, selecting the best legal representation can be challenging. According to LegalZoom, only 18% of Americans over 55 have a will, an advance health care directive, and a durable power of attorney. In this blog post, we'll discuss several strategies to help you find a trustworthy family attorney.

Searching for a Dependable Attorney

Firstly, conducting thorough research is essential. Start by asking for recommendations from friends, family, or colleagues who have dealt with similar legal issues. Online reviews and testimonials can also provide valuable insights. Many attorneys or law firms have websites with client feedback that can help you gauge their reliability and reputation. A solid reputation in the community is often a sign of a dependable family attorney.

Demonstrating the Power of Reputation

For a family attorney, reputation is one of the most critical factors in building trust and attracting clients. Individuals seeking legal help for sensitive matters like divorce or child custody often rely heavily on word-of-mouth referrals, online reviews, and professional recognition when choosing representation. A strong reputation reflects not only legal competence but also integrity, discretion, and the ability to handle emotionally charged situations with care. Consistently positive client experiences, clear communication, and ethical practices all contribute to a respected standing in the community. Over time, a well-established reputation can set a family attorney apart, reinforcing confidence in their ability to advocate effectively and compassionately for their clients.

Setting Up a Consultation

Additionally, scheduling an initial consultation can be an effective step. This meeting offers an opportunity to assess the attorney's approach and communication skills. Pay attention to whether they listen to your concerns, offer tailored advice, and seem genuinely interested in your case. A reliable family attorney should be approachable and provide clear, understandable explanations of legal jargon, making you feel comfortable and confident in their abilities.

Finding a reliable family attorney requires careful consideration and research. By seeking recommendations, verifying experience and specialization, and having a preliminary consultation, you can increase your chances of securing competent legal representation. Remember, the right attorney will not only offer legal expertise but also be a supportive ally during some of life's most challenging moments. If you are looking for a dependable family attorney in the Pawtucket, RI area, contact the Law Office of Christine D. Patterson today.

The Benefits of Working With a Local Family Lawyer

Tue, 29 Jul 2025 17:37:53 GMT

Family law matters are deeply personal and often emotionally charged, requiring sensitive and skilled handling. When navigating these challenging waters, enlisting the help of a local family lawyer can make a significant difference. Not only do these professionals bring expertise to the table, but their local knowledge and personalized approach can provide invaluable support during difficult times.

Local Expertise: Understanding Local Laws and Court Procedures

One of the primary advantages of working with a local family lawyer is their profound understanding of local laws and court procedures. Each state and jurisdiction can have different family law regulations, which makes a lawyer who is familiar with these nuances extremely helpful. This expert knowledge ensures that your case is handled efficiently, reducing delays and increasing the likelihood of achieving favorable outcomes tailored to the specifics of your location, ultimately benefiting your case and legal strategy.

Local Connections: Leveraging Relationships Within the Local Legal Community

Moreover, local lawyers often have established relationships within the local legal community, including judges and court staff. This network can be beneficial when navigating the intricate web of the legal system. According to IBISWorld, there are currently 57,270 family law, divorce lawyers, and attorney businesses in the United States, giving clients a wide choice of local expertise. However, those connections can often streamline processes and enhance the quality of representation you receive, providing an edge that might not be present with non-local attorneys.

Custom Service: Fostering Strong, Client-Centered Relationships

Another benefit is the personalized service a family lawyer offers. Unlike large, national firms that might treat clients as just another case number, local lawyers often focus on building strong, personalized relationships with their clients. This commitment to individualized attention ensures that your unique needs and concerns are addressed promptly and compassionately, providing reassurance throughout what can often be a stressful process. Local lawyers are dedicated to guiding you every step of the way, ensuring you feel supported and informed throughout your legal journey.

The advantages of choosing a local family lawyer are manifold, benefiting clients through expert legal knowledge, established local connections, and personalized service. Our lawyers at the Law Office of Christine D. Patterson provide the support necessary to navigate family law matters with confidence and care. When faced with critical family law issues, give us a call to ensure you receive one of the best outcomes.

Understanding the Services a Family Lawyer Provides

Fri, 04 Apr 2025 12:19:09 GMT

Family law is a crucial area of the legal system, offering specialized services that address family-related issues. From handling divorce cases to ensuring the welfare of children, a family lawyer plays an integral role in navigating complex and emotionally charged legal matters. Understanding the variety of services they provide can help you determine when to seek their expertise.

Handling Divorce and Separation Cases

One of the primary services offered by family lawyers is handling divorce and separation cases. With over 57,000 family law and divorce lawyer businesses in the U.S., according to IBISWorld, finding a qualified attorney can help ease the stress and complexity of these situations. Family lawyers assist in negotiating asset division, spousal support, and the often challenging child custody arrangements, ensuring a fair and legally sound resolution for all parties involved.

Managing Child Custody and Support Cases

In addition to divorce, a family lawyer is adept at managing cases involving child custody and support. They ensure that the best interests of the child are prioritized, advocating for fair custody arrangements and adequate financial support. Family law professionals provide invaluable guidance in mediation processes or, if necessary, represent clients in court to secure a favorable judgment that serves the child's welfare. They also assist in modifying custody or support arrangements when circumstances change, ensuring that the child’s needs remain met over time.

Considering Prenuptial Agreements

Family lawyers also provide valuable assistance when it comes to drafting and negotiating prenuptial agreements. For couples considering marriage, a prenuptial agreement can help protect individual assets and clarify financial expectations in the event of a divorce or separation. Family lawyers work closely with clients to ensure that the terms of the agreement are fair and legally enforceable, helping to prevent future disputes and providing peace of mind for both parties. By addressing financial matters in advance, these agreements can contribute to a healthier, more transparent foundation for the relationship.

A family lawyer provides a wide range of services pivotal to managing personal and sensitive legal issues. Whether dealing with divorce, child custody, or protective measures, their expertise offers significant advantages in achieving the best possible outcomes. Ready to navigate family legal matters with expert guidance? Contact the Law Office of Christine D. Patterson today to speak with a skilled family lawyer who can help you achieve the best outcomes for you and your loved ones.

Why You Should Hire a Family Attorney for Your Divorce

Wed, 02 Oct 2024 15:11:14 GMT

Going through a divorce can be one of the most emotionally and financially challenging periods in a person's life. The process is often fraught with complexities, making it difficult to navigate without professional assistance. This is where hiring a family attorney can be immensely beneficial. Family attorneys specialize in the legal intricacies of divorce, ensuring that you can focus on healing and rebuilding your life while they handle the legalities.

Expertise in Divorce and Family Law

One of the key reasons to hire a family attorney is their expertise in handling the various aspects of divorce law. From asset division to child custody agreements, family attorneys have the knowledge and experience necessary to manage these issues efficiently. They can provide invaluable advice on the best course of action, helping to secure a fair and equitable settlement. Additionally, a family attorney can anticipate potential complications and work proactively to mitigate them, ensuring that your rights and interests are well-protected throughout the process.

Emotional Guidance During Divorce

Divorce is not just a legal process but an emotional journey as well. Lawyers who specialize in family law understand this dual aspect and can offer support and guidance throughout the ordeal. While they may not be therapists, their familiarity with the emotional challenges of divorce can help provide a sense of security and assurance. According to IBISWorld, the market size for divorce lawyers and family law attorneys is approximately $11.2 billion as of 2023, reflecting a high demand for these services. This demand underscores the importance of professional legal help in navigating the complexities and emotional toll of a divorce.

Managing Paperwork and Court Proceedings

Legal proceedings often involve extensive paperwork, court appearances, and negotiations, which can be overwhelming to manage alone. A skilled family attorney takes on these responsibilities, allowing you to focus on your personal well-being and family needs. They ensure that all documents are correctly prepared and filed on time, minimizing the risk of legal errors that could delay your case. Their efficiency in dealing with legal procedures also helps expedite the process, providing quicker resolution and closure, saving you both time and stress.

Hiring a family attorney for your divorce is a wise decision that offers numerous advantages. Their legal expertise, emotional support, and ability to efficiently manage the process can significantly ease the burden of divorce. With professional assistance, you are more likely to achieve a fair settlement and regain stability sooner, enabling you to move forward with your life. For expert legal representation, contact the Law Office of Christine D. Patterson today and secure the guidance you need during this challenging time.

The Importance of Writing a Will With an Attorney

Mon, 13 May 2024 16:17:19 GMT

Having a will is an important thing. Unfortunately, not many Americans have a will, advanced health care directive, or a durable power of attorney. According to LegalZoom, only 18% of them over the age of 55 have any of that. If you're deciding to be among that small percentage, you should have a local attorney help you write your will. Here's why!

They Can Create a Technical Will

A will is a far more complex legal document than one that just says, "I want to leave my assets to so-and-so." There are pitfalls that a layperson could easily fall into. Having a local attorney who is versed in this can ensure that the most complex will is written in a way that there is no confusion when it is read.

They Can Keep You From Making Mistakes

Having someone who practices law looking over your will as it's being composed is invaluable. They can make sure that you don't accidentally name the wrong executor, for example. That could lead to possible chaos if not caught. However, they can prevent that from happening.

They Can Help You Update Your Will

People update their will all the time. They may add people or remove them. In either case, a lawyer can help them do that. They just need to make sure that the person doing it is of sound mind, not someone who is trying to pull some strings in the background.

Besides the actual writing of the will, the lawyer can also act as both a buffer and an enforcer. They can keep family members from squabbling with each other and keep any unwanted people out of the reading of the will. This is how they can be a truly valuable ally when it comes to creating a will and everything that happens afterward.

One of the reasons people might not write a will is that they think it's being "morbid" and that they are going to live a long time. Life is full of unexpected turns. By doing this, you will be ensuring less hardship for your family.

Do you live in Rhode Island and need a local attorney to help you write your will? We can do that for you, along with other areas of the law. We have over 25 years of experience. Contact us today at Law Office of Christine D. Patterson for a consultation and ask us about our payment plans.